Commercial Property Mortgages

At Thiru Mortgages, I understand that securing financing for commercial properties is a unique and often complex process. Whether you're purchasing, refinancing, or expanding your business real estate, I am here to help you navigate the ins and outs of commercial mortgages.

Why Choose Thiru Mortgages for Your Commercial Property Needs?

Tailored Solutions: I work closely with you to create a financing strategy that aligns with your business goals.
Competitive Rates: With access to a wide range of lenders, I ensure that you receive the most favorable terms for your commercial property.
Expert Guidance: I will guide you through every step, from application to closing.
Flexible Terms: I offer various loan options that can be customized to suit your property's unique requirements.

What do you need for Mortgage Pre Approval ?

Getting pre-approved isn’t complicated, especially when you’ve got someone like me guiding you. Here’s a quick checklist of what lenders typically ask for:

Identification: A government-issued ID like a passport or driver’s license.
Proof of Employment: If you’re employed, you’ll need a recent pay stub and a letter from your employer. If you’re self-employed, bring along your past two years’ Notices of Assessment from the Canada Revenue Agency.
Proof of Down Payment: This could be bank statements, investment account records, or other financial documents showing you have the funds to cover your down payment and closing costs.
Details on Debts and Assets: Lenders will want a clear picture of your financial situation, including what you own (like savings or investments) and what you owe (like credit cards, student loans, or car payments).

Don’t worry if this feels like a lot—I’ll make sure you’re prepared with everything you need.

How does the Mortgage Pre Approval Process Work ?

Here’s a step-by-step guide to what you can expect:

Check Your Credit Score: Before applying, it’s a good idea to check your credit score and review your credit report for any errors or surprises. You can get your report from Equifax or TransUnion Canada.
Gather Your Documents: Once you have your credit score in check, it’s time to collect your supporting documents. I’ll provide you with a detailed list, so you’ll know exactly what’s needed.
Submit Your Application: I’ll handle the submission process, matching your application with the right lender from my network of several options. My goal is to find you the best rate and terms available.
Wait for Approval : Depending on the lender, the approval process can take anywhere from a few hours to a couple of weeks. I’ll keep you updated every step of the way so there are no surprises.

Commercial Property Mortgage Services Include

Whether you’re securing financing for an office, retail space, or industrial property, I have the knowledge and tools to make the process as smooth as possible.

As a mortgage broker, I work for you, not the banks. I have access to a wide range of lenders, including major banks, credit unions, and mortgage-only providers, which means more options for you. My priority is making the process easy and stress-free while getting you the best deal possible.

Plus, with me, it’s not just about the numbers—it’s about the relationships. I’ll take the time to understand your goals and guide you through every step of the process. Whether you’re a first-time buyer or a seasoned investor, I’ll make sure you feel confident and supported.

Ready to get started

Pre-approval is the first step toward making your dream home a reality, and I’m here to help you every step of the way. Let’s get your financing in order so you can focus on what matters—finding the perfect home.

At Thiru Loganathan – Mortgage Master, I am committed to helping you find the perfect mortgage solution. Contact me today to learn more about how we can assist you in making your dream of homeownership a reality. Let me guide you home! To learn more about mortgage services in Metro Vancouver region, please click here. I look forward to hearing from you.

Ready to get started?

Hi, I'm Thiru, a mortgage broker in Vancouver, BC. Whatever your mortgage goals, I can help you achieve them.

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